These Terms of Service ("Terms") govern your use of the website, services, and SMS communications provided by fondos.biz ("Fondos," "we," "us," or "our"). By using our services, you agree to these Terms.
1. Services Description
fondos.biz provides merchant cash advance (MCA) pre-qualification, application processing, and direct funding services through our TALUS AI engine and digital application platform. We are a direct lender providing capital to businesses from our own funding programs.
2. Eligibility
You must be at least 18 years old and authorized to operate or represent the business submitting an application. By submitting an application, you represent that all information provided is true, accurate, and complete.
3. Application and Underwriting
- Pre-qualification through TALUS AI is not a guarantee of funding approval
- Final approval is subject to our underwriting criteria and document verification
- Credit reports may be obtained with your authorization for evaluation purposes
- All funding decisions are made in-house by our underwriting team
4. SMS / Text Messaging Terms (TCPA Compliance)
Detalles del Programa SMS
Program Name:
fondos.biz — Application Status Notifications
Message frequency varies. You may receive messages regarding: application status updates, offer notifications, document requests, funding confirmations, and general financing information. Typically 2-10 messages per month during the active application process.
Message and data rates may apply. Contact your wireless carrier for details on your messaging plan.
Como cancelar suscripcion (Opt-Out)
Puedes cancelar la recepcion de mensajes SMS en cualquier momento enviando cualquiera de las siguientes palabras clave:
STOP · CANCEL · UNSUBSCRIBE · QUIT · END
Al enviar cualquiera de estas palabras, seras eliminado inmediatamente de nuestras listas de envio y recibiras un mensaje de confirmacion.
Comandos de ayuda
Para obtener informacion de contacto o asistencia, envia cualquiera de las siguientes palabras clave:
HELP · INFO
Recibiras automaticamente los datos de contacto de fondos.biz:
- approvals@mifondos.com
- 1-877-720-4609
- fondos.biz
Los operadores moviles (AT&T, T-Mobile, Verizon, etc.) no son responsables por mensajes retrasados o no entregados.
5. Do Not Call (DNC) Registry
fondos.biz maintains an internal Do Not Call list in compliance with the Federal Trade Commission (FTC) Telemarketing Sales Rule and the Telephone Consumer Protection Act (TCPA).
- You may request to be added to our internal DNC list at any time by contacting us at approvals@mifondos.com or 1-877-720-4609
- Responding STOP to any SMS message will automatically add you to our DNC list
- We honor the National Do Not Call Registry and scrub our contact lists accordingly
- Automated SMS messages are sent only between 8:00 AM and 9:00 PM in the recipient's local time zone, in compliance with TCPA regulations
6. Consent
By checking the SMS consent box on our application form, you provide express written consent to receive text messages from fondos.biz at the phone number provided. This consent is not a condition of purchasing any goods or services, nor a condition for approval of financing. You may revoke consent at any time by texting STOP.
7. Intellectual Property
All content, trademarks, logos, and intellectual property on this website, including the TALUS AI engine, are the property of fondos.biz. Unauthorized reproduction, distribution, or modification is prohibited.
8. Limitation of Liability
fondos.biz is a direct lender providing merchant cash advances from our own capital. We do not guarantee approval, funding amounts, or specific terms. We are not liable for any losses resulting from the use of our services or from declined applications.
9. Governing Law
These Terms are governed by the laws of the State of Texas. Any disputes arising from these Terms shall be resolved in the courts of Dallas County, Texas.
10. Changes to Terms
We reserve the right to modify these Terms at any time. Changes take effect upon posting. Continued use of our services after changes constitutes acceptance of the updated Terms.
11. Contact
- fondos.biz
- approvals@mifondos.com
- 1-877-720-4609
- 9506 Webb Chapel Rd, Dallas, TX 75220